IFM 401K & Portfolio Reviews

Do you need help with your 401k Investment Allocation?

Already working with a Financial Advisor with other investment accounts but want a second opinion on your Investment Allocation?

James has worked as a Portfolio Manager & Financial Advisor since 1996 – he will look at your 401k choices & your current investment allocation and give you his recommendation on whether he believes you are allocated correctly based on your investment goals.

IFM will recommend you complete a Financial / Retirement Plan, as a means of determining whether your current allocation meets the annual return you need to get into and through retirement.

IFM will not mandate you complete his Financial / Retirement Plan in order to provide you a Portfolio Review, but does strongly encourage it.  It is much more difficult to determine if your current investment allocation will meet your current or future needs on a annual basis if you have never run an analysis to see what annual return you need from your investment accounts.

IFMs Portfolio Reviews are considered a One Time Financial Planning Fee, per our IFM Financial Planning Agreement, and are based on the investment dollars we are  analyzing and creating a plan for you. 

The fee schedule includes:

• $0 – $50k = $100 fee
• $50k-$100k = $150 fee
• $100k-$250k = $250 fee
• $250k-$500k = $400 fee
• $500k-$1mil = $800 fee
• $1mil-$2.5mil = $1,500 fee
• $2.5mil+ = contact IFM for a custom quote

For IFMs Portfolio Review fee, IFM will complete the following for you:

• Examine your current investment allocation, whether you are currently with a Financial Advisor or not,

• Look at all of your investment options through your 401k, if you have one,

• Determine which investment options may be best for you. His recommendation will be based on your financial situation, age, time frame for which you need your money, and whether you have other investment accounts outside of your 401k.  If you do, it is not a good idea to load up on similar investments in and out of your 401k.  All of your investment dollars have to be examined and managed based on your needs and whether your investment accounts are Tax-Deferred, Tax-FREE or Taxable.

IFM will provide you with a written recommendation after the completed analysis.

If you would like to contact IFM for your Portfolio Review, please-click-here

All opinions expressed by James R. Wigen on this website are solely his opinions and do not reflect the opinions of IFP Advisors, LLC, dba Independent Financial Partners, (IFP).  Investment Advice offered through IFP Advisors, LLC, dba Independent Financial Partners (IFP), a Registered Investment Adviser. IFP and Independent Financial Management, LLC (IFM), are not affiliated.